Bulletins
AC-008 Important VA Property Requirement Updates
NOTICE TO ALL CUSTOMERS Important VA Property Requirement Updates FLCBank would like to inform our customers of recent policy updates published by the U.S. Department of Veterans Affairs regarding its Minimum Property Requirements (MPRs), as outlined in VA Pamphlet 26-7, Revised Change 46. CLICK HERE TO DOWNLOAD THE ...
R-001 HELOC and Closed End Second Mortgage Product Updates
NOTICE TO RETAIL ORIGINATORS: HELOC and Closed End Second Mortgage Product Updates FLCBank has updated the requirements of its HELOC and Closed End Second Products effective immediately for new loans submitted/finaled to FLCBank. CLICK HERE TO DOWNLOAD THE COMPLETE BULLETIN ...
B-005 HELOC and Closed End Second Mortgage Product Updates
NOTICE TO BROKERS HELOC and Closed End Second Mortgage Product Updates FLCBank has updated the requirements of its HELOC and Closed End Second Products effective immediately for new loans submitted/finaled to FLCBank. CLICK HERE TO DOWNLOAD THE COMPLETE BULLETIN ...
AC-007 Home Possible Program Update
NOTICE TO ALL CUSTOMERS IMPORTANT Freddie Mac Home Possible Program Update Freddie Mac announced on February 4, 2026, multiple changes to the Home Possible Program via Bulletin 2026-1. This bulletin notifies customers of these updates and FLCBank’s timing requirement: CLICK HERE TO DOWNLOAD THE COMPLETE BULLETIN ...
AC-006 Preferred Jumbo Update
NOTICE TO ALL CUSTOMERS The Preferred Jumbo Fixed Rate Option is here! As mentioned in Bulletin AC-005, FLCBank is pleased to present to customers the addition of a 30-Year Fixed Rate option to the Preferred Jumbo Product line. CLICK HERE TO DOWNLOAD THE COMPLETE BULLETIN ...
B-004 FLCBank 2026 Compensation Policy and Changes to Compensation
NOTICE TO BROKER CUSTOMERS FLCBank 2026 Compensation Policy and Changes to Compensation FLCBank allows adjustments to compensation once a quarter; four total adjustments per calendar year. The Lender Paid Compensation Selection Agreement (rev Sept 2025) allows different compensations by transaction type (purchase, refinance) and by state. CLICK HERE TO DOWNLOAD ...
AC-005 Important Gold Jumbo Announcement
NOTICE TO ALL CUSTOMERS IMPORTANT Gold Jumbo Product Offering Update FLCBank would like to inform all Customers that effective immediately, the Gold Jumbo Product has been suspended until further notice. CLICK HERE TO DOWNLOAD THE COMPLETE BULLETIN ...
B-003 Updated AMC Pricing – Nationwide Appraisal Network
NOTICE TO: BROKERS IMPORTANT ANNOUNCEMENT: Updated AMC Vendor Pricing 2026 Effective 3/1/2026 and after, all appraisal orders placed in Mortgagebot LOS will have updated pricing for the AMC Vendor shown below: Utilize the updated fees when quoting the appraisal fee for the Loan Estimate (LE). CLICK HERE TO DOWNLOAD ...
B-002 Home Possible – HomeReady VLIP Grant
NOTICE TO BROKERS Extension of Home Possible and HomeReady VLIP $2,500 Grant Fannie Mae and Freddie Mac announced the extension of HomeReady and Home Possible Very Low-Income Purchase (VLIP) Grant through February 28, 2027. FLCBank is pleased to announce that we are reinstating offering to Very-Low-Income Purchase (VLIP) ...
NDC-002 Home Possible – HomeReady VLIP Grant
NOTICE TO NON DELEGATED CORRESPONDENT CUSTOMERS Extension of Home Possible and HomeReady VLIP $2,500 Grant Fannie Mae and Freddie Mac announced the extension of HomeReady and Home Possible Very Low-Income Purchase (VLIP) Grant through February 28, 2027. FLCBank is pleased to announce that we are reinstating offering to ...
C-001 Home Possible – HomeReady VLIP Grant
NOTICE TO CORRESPONDENT CUSTOMERS Extension of Home Possible and HomeReady VLIP $2,500 Grant Fannie Mae and Freddie Mac announced the extension of HomeReady and Home Possible Very Low-Income Purchase (VLIP) Grant through February 28, 2027. FLCBank will refund the $2,500 credit to the Correspondent Lender via an LLPA ...
AC-004 Income Validation Reminders
NOTICE TO ALL CUSTOMERS Income Validations Reminder Tax Returns and Transcripts are required for borrower(s) whose “self-employment” or “other” income sources are being utilized for the repayment of the mortgage. The number of years for tax returns and transcripts required is determined by the AUS findings except on loan ...
AC-003 Preferred Jumbo Just Got Better
NOTICE TO ALL CUSTOMERS Preferred Jumbo Just Got Better! FLCBank’s Preferred Jumbo Product has been updated with increased DTI ratio eligibility and reduced documentation. These updates are effective immediately! CLICK HERE TO DOWNLOAD THE COMPLETE BULLETIN ...
B-001 Fee Entry IFW Screen
NOTICE TO MORTGAGE BROKERS: Fee Entry Update: Itemized Fee Worksheet (IFW) Screen FLCBank is pleased to announce an update to the Fee Entry Initial Disclosure submission process, effective today. An Initial Fee Worksheet or Fee Itemization document is no longer the only way to submit fees for the Loan ...
AC-01 Elite Express Jumbo Updates
NOTICE TO ALL CUSTOMERS Elite Express Jumbo Product Enhancements Great News! FLCBank is pleased to announce several improvements made to the Elite Express Jumbo Product which include: CLICK HERE TO DOWNLOAD THE COMPLETE BULLETIN ...
