Resource Center
Resource Center
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FLCBank Contact Information
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Ordering
- Order Appraisals MortgagebotLOS with Mercury_10-2023
- Payment Options Document revised 10-2023
- Order CDA Field Review BPO Value Reconciliation 4-15-2024
- Ordering Manufactured Home Appraisals 4-15-2024
- COC Guidelines 4-15-2024
- NDC Jumbo Appraisal Order Process -9/22/2023
- VA Appraisal Quote Process 4-2024
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Pricing
- Axis Fee Schedule 2022 - current 4-15-2024
- Clear Capital Appraisal Pricing 5-1-23 current 4-15-2024
- Class Client Fee Schedule SBS 2022 current 4-15-2024
- FLCBank National AC Panel Client Fees_4.18.2022 current 4-15-2024
- NAN AMC Standard Fee Table 2024
- Nationwide Property and Appraisal Service 10-15-2023
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Reconsideration of Value ***FLCBank underwriter must review and submit***
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Appraisal Transfers
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Miscellaneous
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Closing Documents Guidelines
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CD/Closing Process
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Miscellaneous
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ARM Disclosures
- ARM Disclosure Blue Jumbo SOFR 5-6 (2-1-5 no IO)
- ARM Disclosure Blue Jumbo SOFR 7-6 (5-1-5 no IO)
- ARM Disclosure Blue Jumbo SOFR 10-6 (5-1-5 no IO)
- Advantage ARM Disclosure CMT 5-1 (2-2-5 Caps Floor 3.75 Combined P&I and IO)
- ARM Disclosure CMT 5-1 (2-2-5 Caps Combined P&I and IO)
- ARM Disclosure CMT 7-1 (2-2-5 Caps Combined P&I and IO)
- ARM Disclosure CMT 10-1 (2-2-5 Caps Combined P&I and IO)
- ARM Disclosure CMT 15-1 (5-2-5 Caps No IO)
- ARM Disclosure SOFR 5-6 (2-1-5 no IO)
- ARM Disclosure SOFR 7-6 (5-1-5 no IO)
- ARM Disclosure SOFR 10-6 (5-1-5 no IO)
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Compliance Matters
- Agency Asset Validation Vendors.01.2022
- Approved Asset Validation FLCBank Vendors.01.2022
- Approved Employment-Income Validation FLCBank Vendors.01.2022
- CFPB Charm Booklet
- CFPB Charm Booklet (Spanish)
- CFPB Home Loan Toolkit (English)
- CFPB Home Loan Toolkit (Spanish)
- Broker Required Disclosures 11-29-2021
- AZ 41513 Disclosure of Dual Capacity - SAMPLE
- CO 35147 Dual Status Disclosure - SAMPLE
- CO Tangible Net Benefit Disclosure - Doc 27641 - SAMPLE
- CT 43094 Dual Capacity Disclosure - SAMPLE
- DE 53092 Mortgage Loan Broker Agreement - SAMPLE
- FL 25546 Conflict of Interest Disclosure - SAMPLE
- ID 38465 Notice of Financial Interest in Title Entity - SAMPLE
- IL 31835 Loan Brokerage Agreement and Disclosure Statement - SAMPLE
- IL 53121-GFE Seller Paid Fees - SAMPLE
- KS 68035 Disclosure of Dual Capacity - SAMPLE
- LA 27782 Loan Brokerage Agreement and Disclosure Statement - SAMPLE
- MA 31504 CLPPP Transfer Lead Paint Notification - SAMPLE
- MA 43510 License Disclosure - SAMPLE
- MO 28487 Loan Brokerage Disclosure Statement and Agreement - SAMPLE
- MS 28479 Mortgage Origination Agreement - SAMPLE
- NC Mortgage Broker Application Disclosure - Doc 28519 - SAMPLE
- ND Money Broker Contract - Doc 28523 (1) - SAMPLE
- NE 76411 Loan Brokerage Disclosure and Agreement - SAMPLE
- NJ 77465 Application Disclosure - SAMPLE
- NV 27522 Dual Capacity Agreement - SAMPLE
- NV 87039 Disclosure of Mortgage Company Involvement - SAMPLE
- NY 30563 Interest Rate Disclosure - SAMPLE
- NY 30565 Pre Application Disclosure for Brokers - SAMPLE
- NY 30654 Pre Application Disclosure for Bankers - SAMPLE
- NY 40933 Dual Agency Transaction Disclosure - SAMPLE
- NY 43253 Consumer Report Notice (Pre-Application) - SAMPLE
- OH 37710 Business Relationship Disclosure Notice - SAMPLE
- PA 28704 Application Disclosure - SAMPLE
- SC 28727 Mortgage Broker Fee Agreement for Financial Services - SAMPLE
- TX 30359 Texas Disclosure of Multiple Roles in a Consumer Real Estate Transaction - SAMPLE
- WA 37017 Dual Status Disclosure - SAMPLE
- WI Application Disclosure - Doc 29300 - SAMPLE
- Patriot Act Policy
- Loan Originator Compensation Change Instructions
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Forms and Exhibits
- AIR - NDC Compliance Acknowledgement
- Anti Steering Disclosure Instructions
- Anti Steering Disclosure
- Appraisal Waiver Form 2-2022
- COC Instructions - 8-2022
- Lender Certification of Appraisal Delivery
- New Texas A6 12 Day Letter SAMPLE
- Preferred Jumbo Auto Pay Form
- Preferred Jumbo Biweekly - FLEXIBLE DRAFTING Agreement
- TIP SHEET - How to Complete Preferred Jumbo Auto Pay or Flexible Auto Pay ACH FORM-REV 4-23
- Temporary Buydown LE_CD Example 12-2022
- TRID Fee Tolerance & Disclosures Placement Chart
- Compensation Change Form
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State Required Disclosures-Net Tangible
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Third Party Vendor Certifications
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Seller Guides
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Delivery Stacking Order
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Sample Forms
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Delegated Administrator
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Fees
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Importing and Registering
- 1_New Pipeline View Guide
- ARM Details Tip Sheet- 8-19-2023
- Bridge Tip Sheet- 7-25-2022
- Broker - NDC Contact Information Screen Process 6-2023
- Dual - Single AUS Submissions Merging Credit 10-14-2021
- Imageflow Instructions 06-2020
- Importing and Editing MB Lending Portal - URLA 12-2022
- OB Prospect - Scenario-12-2022
- OB Register - Update Registration and Lock 3-2023
- OB Submit a Change Request - 12-2022
- Reissuing Credit Procedures 11-2021
- Submitting the Closing Request
- FLCB Temporary Buydowns FAQs 02-2024
- Home Possible-Home Ready Very-Low Income Purchase Tip Sheet
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Pre-Approval Process
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FHA Case Number
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Submission Checklists
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Submission Cover Sheet
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Itemized Fee Worksheet (IFW)
- Resources coming soon
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Setup & Fee Entry
- E-Sign - Loan Originator (LO) 11-2021
- E-Sign Instructions for Borrowers-1-2022
- Fee Entry Service 4-2024
- Fee Entry Request Form Updates 4 15 2024
- Itemized Fee Worksheet data input - for Broker Fee Entry Customers 1-2022
- Setup Department Directory - 4 2024
- Set up and Redisclosure Helpful Tips - NDC 4-2024
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Temporary Buydown FAQs
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Temporary Buydown Calculator
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Lock Policies
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FAQ's
- Resources coming soon
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Products Available
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Second Liens Program-Wholesale Only
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Condo Guide & Exhibits
- Blue Jumbo Condominium Review Checklist
- Condo_PUD_Guides 12-12-23
- Condominium Limited-Streamline Review 03-2024
- FHA Certification for Individual Unit Financing 01-22
- FHA Condo Questionnaire-HUD Form 9991-Jan 2022
- FHA Single Unit Approval Condo Questionnaire-HUD Form 9991-Jan 2022
- FLCB PUD ELIGIBILITY REVIEW FORM (1-2022)
- FHLMC Reciprocal Project Review 10-2023
- FNMA Reciprocal Project Review 10-2023
- Lender Full Project Review 10-2023
- Preferred Jumbo 2-4 Unit Condo Full Review 10-2023
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Disaster States and Policy
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Underwriting Resources
- Active Duty Certification
- Escrow Holdback Agreement
- FHA 3-4 Unit Self Sufficiency Worksheet
- FHA Rate Term Refinance Loan Amount Worksheet
- FHA Streamline Net Tangible Benefit Worksheet
- FHA Streamline Refinance Maximum Loan Amount
- FLCBank's Manufactured Home Webinar
- FLCBank's RefiNow Program
- Hold Harmless Certification
- VA Cash Out Comparison Disclosure and Net Tangible Benefit-Initial
- VA Cash Out Comparison Disclosure and Net Tangible Benefit-Final
- VA Cash Out Type I Recoupment Certification
- VA Funding Fee Exemption Determination Fillable
- VA IRRRL Recoupment-Comparison Lender Certification 11-2020
- VA Loan Amount Worksheet 2024
- VA New Cash Out Required Webinar
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Forms and Documents
- Blue Jumbo Declining Markets Index
- Borrowers Contract with Respect to Hotel and Transient Use of Property 9...
- Credit_Inquiry_Letter_1-2022
- Elite Express Business Purpose Occupancy Affidavit-Appendix B
- FLCBank-Buydown-Calculator-12-15-2022
- Form 4506-C (10-2022)
- Gift Letter Document 1-2022
- Important Notice to Homebuyers 92900-B
- Income Worksheet 2024
- Interest Only Calculator
- Manufactured Home Title Svc Worksheet
- Notice for Informed Consumer Choice Disclosure
- Revised HUD-92900-A
- Sapphire Jumbo Business Purpose & Occupancy Affidavit-Appendix A
- Settlement Certification
- SSA-89 new form 04-2023
- SSA-89 04-23 Spanish
- USDA Child Care Expense Letter 1-2022
- USDA Income Disclosure Statement 1-2022
- USDA- RD 3555-21 Req for SFH Loan Guarantee
- VA Counseling Checklist Form 26-0592
- Visa and EAD Cheat Sheet
- Warranty of Completion of Construction 92544
- FLCB Temporary Buydowns FAQs 02-2024
- Resources coming soon