MANUFACTURED HOME PRODUCT

  • The minimum credit score is 640
  • DU Approve/Eligible or LPA Accept
  • Purchase and Rate/Term (No Cash-Out refinances)
  • 1-Unit Primary Residence or Second Home
  • Conventional Conforming Fixed Rate Mortgages: 30- and 20-year terms (CON30, CON20)
  • Home Possible Mortgages (FHP30)
  • HomeReady (FHR30)
  • The Manufactured Home must meet the agency guidelines (FNMA/FHLMC) as applicable
  • Available in limited states*
  • Single wide Manufactured Homes are not eligible

 

 

* Manufactured Homes located in AK, AL, AR, CA, CO, CT, DE, HI, MA, MS, NM, NY, and RI are ineligible.