B-004 FLCBank 2026 Compensation Policy and Changes to Compensation

NOTICE TO BROKER CUSTOMERS

FLCBank 2026 Compensation Policy and Changes to Compensation

FLCBank allows adjustments to compensation once a quarter; four total adjustments per calendar year. The Lender Paid Compensation Selection Agreement (rev Sept 2025) allows different compensations by transaction type (purchase, refinance) and by state.